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Inceo Capital Ltd is not FCA regulated and does not provide regulated advice. For investment and business purposes only.

Marine Finance

Acquiring or refinancing a yacht, commercial vessel, or pleasure craft requires specialist funding aligned with both the asset and your ownership structure. At Inceo Capital, we introduce marine finance solutions for private individuals, commercial operators, and offshore structures seeking tailored funding for maritime assets.

We work with specialist lenders offering:

  • Yacht finance and refinancing (for private use or charter)
  • Commercial vessel finance (logistics, cargo, crewed operations)
  • Balloon structures and flexible repayment terms
  • Finance for UK-flagged or international vessels

Whether the vessel is newly commissioned or being refinanced, we coordinate lender communications, registration checks, and legal documentation. We also assist with ownership structures, ensuring the funding aligns with your tax, flag, or residency needs. With access to niche marine lenders, we help simplify what can otherwise be a highly technical process.

We support a wide range of investor profiles — from individuals and limited companies to portfolio landlords and first-time investors. Our role goes beyond simply sourcing funding: we coordinate the entire process, from lender engagement to document packaging, ensuring a smoother, faster, and more structured experience.

Our lender relationships include those who accommodate complex circumstances, such as:

  • Limited company SPVs
  • First-time landlords
  • HMOs and multi-unit blocks
  • Holiday lets and serviced accommodation

We stay actively involved through every stage of your transaction, working to save you time and secure terms that match your goals.

Empowering your financial strategy

We develop & create tailored solutions

Discover non-regulated finance options through our network of lenders and intermediaries.

Buy-to-Let Finance

Investment-focused buy-to-let finance for limited companies, portfolio landlords, and overseas investors. We introduce tailored funding through specialist lenders — no regulated advice, just smarter access and full coordination.


Private Jet Finance

Discreet, competitive private jet finance for individuals and corporates. We introduce aviation lenders and coordinate the entire transaction with full confidentiality.


Bridging Loans

Need fast funding for a time-critical purchase or short-term gap? We introduce flexible bridging finance options — and manage the transaction to reduce cost, delay and stress.


Commercial Property Finance

Looking to fund a commercial acquisition, expansion, or refinance? We introduce structured property finance via lenders aligned to your strategy, and manage the process from packaging to completion.


Foreign National Buy-to-Let

Access UK property finance as an overseas investor. We introduce BTL funding for international clients — with full deal coordination and AML-compliant support at every stage.


Development Finance

From land to construction, we introduce development funding for residential and commercial schemes — while coordinating every stage for faster, smoother delivery.


Refurbishment Loans

Enhance or convert property with purpose-built refurbishment finance. We package and coordinate your application for a simpler, more efficient process.


Trade Finance

Support your supply chain or free up cashflow. We introduce trade finance for UK and global businesses — with streamlined coordination from start to drawdown.


Asset Finance

Acquire essential equipment or vehicles without draining working capital. We introduce tailored asset finance and coordinate all steps to completion.


Invoice Finance

Waiting on client payments? We introduce invoice finance solutions that unlock your receivables — with a process that’s fast, clear, and fully managed.


Superyacht Finance

Tailored finance solutions for new and pre-owned superyachts. We work with leading marine lenders to secure optimal terms, managing the process end-to-end for a smooth and efficient acquisition

Disclaimer

Inceo Capital is not authorised or regulated by the Financial Conduct Authority (FCA). We do not provide advice on regulated mortgage or consumer credit products. All services relate to non-regulated business and investment finance, including bridging loans, buy-to-let finance, and commercial funding. Clients requiring regulated advice will be referred to a suitably authorised firm.